Can we get a mortgage with bad credit or bankruptcy?

Yes, absolutely. Do not associate bad credit with rejection. Each financial institution has its own criteria for assessing the population. It is not uncommon to see a file received after it was rejected by a competing financial institution. On the other hand, most recognized financial institutions reserve the right to impose restrictions on mortgage customers who may have had financial difficulties in the past. If this is the case, the best way to determine your current chances of getting funding is to discuss it with one of our advisors. Our tips for improving your credit rating may also be helpful.

Multi-Prêts advisors in a range of products offered in more than 20 financial institutions are likely to help you in this situation because they know better than anyone else about financial institution processes.

Most recognized financial institutions reserve the right to impose restrictions on mortgage customers who have had financial difficulties in the past. If this is the case, the best way to determine your current chances of getting funding is to discuss it with one of our advisors.