Terms & Conditions
Last Updated: March 2026
Welcome to Multi-Prêts Equipe Premium (“we,” “our,” or “us”). By accessing or using our website, services, or tools, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.
1. Acceptance of Terms
- By using our Services, you confirm that:
- You are at least the age of majority in your jurisdiction.
- You have the legal capacity to enter into binding agreements.
- You agree to comply with all applicable laws and regulations.
If you do not agree with these Terms, you must discontinue use of the Services.
2. Nature of Services
We provide general information, tools, and resources related to mortgages, including:
- Mortgage calculators
- Educational content
- Rate information
- Referral or connection services to mortgage professionals
We do not provide financial, legal, or tax advice. All information is for educational and informational purposes only.
3. No Guarantee of Approval or Rates
- Any mortgage rates, estimates, or prequalification results displayed on our site:
- Are for illustrative purposes only
- Are subject to change without notice
- Do not constitute an offer, commitment, or guarantee of approval
Final mortgage terms depend on the lender’s underwriting process.
4. User Responsibilities
- You agree not to:
- Use the Services for unlawful, fraudulent, or abusive purposes
- Provide false, inaccurate, or misleading information
- Attempt to access systems or data not intended for you
- Interfere with the operation or security of the website
You are responsible for maintaining the confidentiality of your account information, if applicable.
5. Third‑Party Links and Services
Our website may contain links to third‑party websites or connect you with external mortgage professionals. We are not responsible for:
- The content, accuracy, or policies of third‑party sites
- The actions, decisions, or services of third‑party providers
- Your interactions with third parties are solely between you and them.
6. Privacy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review it carefully.
7. Intellectual Property
All content on this website - including text, graphics, logos, tools, and software—is the property of Multi-Prêts Equipe Premium or its licensors. You may not:
- Copy, reproduce, or distribute content without permission
- Reverse‑engineer or modify any part of the Services
- Limited personal, non‑commercial use is permitted.
8. Disclaimer of Warranties
The Services are provided “as is” and “as available.”
We make no warranties, express or implied, regarding:
- Accuracy or completeness of information
- Availability or reliability of the website
- Suitability of the Services for your financial situation
Use of the Services is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, Multi-Prêts Equipe Premium is not liable for:
- Any direct, indirect, incidental, or consequential damages
- Losses arising from use or inability to use the Services
- Errors, omissions, or delays in information
This includes damages related to financial decisions made based on information from our site.
10. Indemnification
You agree to indemnify and hold harmless Multi-Prêts Equipe Premium, its employees, partners, and affiliates from any claims, losses, or damages arising from:
- Your use of the Services
- Your violation of these Terms
- Your interactions with third‑party providers
11. Modifications to Terms
We may update these Terms at any time. Changes take effect immediately upon posting. Continued use of the Services constitutes acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of Quebec and/or Canada, without regard to conflict‑of‑law principles. Any disputes will be resolved in the courts of that jurisdiction.
13. Contact Information
If you have questions about these Terms, please contact us at: